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Windsor Palms Resort: the complete guide for owners & buyers

A gated, fully built-out resort community roughly 2.5 miles from the Disney gates — built by Pulte in the early 2000s, zoned for short-term rental with a 3-night minimum, and one of the corridor's lowest-cost ways in. No CDD, a 24-hour staffed gate, and an amenity stack that's actually open. Here's everything we could verify: real costs, real rules, and honest numbers.

Kissimmee, FL 34747 Osceola County Condos · townhomes · 4–6 BR pool homes Short-term rental approved · 3-night min Gated · No CDD · ≈2.5 mi to Disney
Written & verified by Johnathon Candelario, Florida-licensed real estate agent (SL3660236) · Founder, Vacation Home Help — our team operates short-term rentals across this corridor Last verified: August 16, 2026 How we verify
Why Windsor Palms

Disney distance without the new-build price tag

Windsor Palms is one of the original gated short-term rental resorts on the US-192 corridor — built by Pulte in the early 2000s (as "Wyndham Palms"), fully built out, and anchored by a 7,500 sq ft clubhouse with a saltwater pool, tiki bar, cinema, and sport courts. It trades the shine of the newer CDD-funded resorts for two things buyers consistently underrate: proximity and carrying cost.

Practically at Disney's doorstep

Roughly 2.5 miles from the Walt Disney World gates, off US-192 near I-4 Exit 64 — among the closest gated STR communities to Disney. Guests can be at a park before most resorts' guests clear the corridor traffic.

No CDD assessment

Unlike newer corridor resorts (Windsor at Westside, Storey Lake, Solara, ChampionsGate), Windsor Palms has no CDD bond adding roughly $1,500–$3,000+ per year to the tax bill. That's a permanent carrying-cost edge — verify on any specific parcel's tax bill.

An amenity stack that's actually open

The Oasis Tiki Bar & Grill holds an active state food-service license through April 2027, the 58-seat cinema runs daily family screenings, and the Olympic-size saltwater pool, pickleball, and lighted courts round out amenities guests can genuinely use — free of charge.

Operationally easy turnovers

A 24-hour staffed, guarded gate; daily trash collection from the bench beside each front door (no curbside cans for guests to manage); and no on-site rental program competing for your bookings — you or your manager control the whole guest experience.

The corridor's value entry point

Two-bedroom STR-zoned condos start around $200K and the community's median sale is about $306.5K — versus a ZIP 34747 median around $477K. Few places let you own this close to Disney for this little.

Mature and built out — with 20-year-old bones

The honest trade-off: no construction noise, no builder competition, established landscaping — but interiors date to 2000–2003, so budget renovation money to compete with the newer resorts' product.

Costs & HOA

What it costs to own here

As of August 2026, Windsor Palms dues run roughly $350–$490 per month depending on property type — with no CDD assessment on top — but published fee figures conflict and are undated, so verify the current schedule with the association at (407) 390-0062 before writing an offer. Every owner pays two fees: the master association plus a product-specific sub-association.

HOA dues
≈ $350–$490 / mo
Approximate range across conflicting, undated realtor sources: one lists $354/mo single-family, $367/mo townhome, $367/mo condo; another lists $195–$489/mo by product. No dated official schedule is published — verify current 2026 figures with the association.
Dues include
Gate security · Clubhouse amenities · Landscaping · Cable TV · Reserves — condos add water, building insurance & roof
Master fee covers security, amenities, cable, and general grounds; sub-association fees add product items (condo: water, insurance, roof, painting; townhome: roof, painting; single-family: lot landscaping, pest control). Owners pay electric, property taxes, and interior upkeep.
CDD fee
$0 — none
Windsor Palms predates the CDD-funded resort wave and does not appear on Osceola County's CDD directory. Sourced from a realtor community page plus the county list — verify on a specific parcel's Osceola tax bill before closing.
Association management
Wyndham Palms Master Community Association, Inc.
HOA manager office: (407) 390-0062 · Clubhouse front desk: (407) 390-1991. Owners also belong to a product sub-association (single-family, townhome, or condo). No management company is named in public filings — confirm with the office.
Typical condo / townhome price
$205K–$350K
August 2026 asking prices: 2BR condos $220K–$235K, 3BR condos to ≈$280K, townhomes $325K–$350K. Entry listings appear from ≈$197.5K.
Typical pool-home price
$335K–$595K
August 2026 asking prices: 4BR homes $395K–$495K; a 6BR tops the range at $595K. Community-wide median closed sale ≈ $306.5K; trailing-year average sold price ≈ $317.5K.

Sources: community FAQ and realtor fee listings (undated — verify with the association), Osceola County CDD directory, Florida corporate filings, and live listing/sales data (July–August 2026). Compare these costs across all 15 corridor resorts in our Resort Cost Index.

Amenities

Everything inside the gates

7,500 sq ft clubhouse (8 AM–10 PM)
Olympic-size saltwater pool
Spa / hot tub
Children's splash pad
Oasis Tiki Bar & Grill (11 AM–10 PM)
Sundry Shop — market & ice cream
58-seat movie cinema, daily screenings
Fitness center
Family arcade & billiards
Lighted tennis & pickleball courts
Basketball & sand volleyball
Playground
BBQ & picnic areas
Bike rentals
24-hour staffed & guarded gate
Theme-park shuttle (fee applies)

Amenity list and hours from the official resort site (windsorpalms-resort.com, August 2026); shuttle, playground, and bike rentals from community sources. Most facilities run 8 AM–10 PM; guests use amenities at no charge (nominal fees for clubhouse Wi-Fi, business center, and bike rental; towel and equipment deposits at the Sundry Shop). Pool heating is reported by third-party sites but not stated on the official page — verify with the association.

Want the inside scoop?

Subscribe for your free community guide that has must-have information for owners and prospective owners — including real projections and historicals from self-managing owners and property managers who run units in Windsor Palms.

Floor Plans

Three products, eight layouts

Windsor Palms spans 2–3 bedroom condos, 3-bedroom townhomes (many with private splash pools), and 4–6 bedroom single-family pool homes. Pulte never gave the models marketing names here — buyers identify them by bed/bath count and square footage.

Windsor Palms condo floor plan — 2 bedroom, 2 bath, 1,022 sq ft

Condo — 2 Bed

2 BR · 2 BA · 1,022 sq ft

The entry point to the community — the least expensive STR-zoned product this close to Disney, listing around $220K–$235K in mid-2026.

Windsor Palms condo floor plan — 3 bedroom, 2 bath, 1,268 sq ft

Condo — 3 Bed

3 BR · 2 BA · 1,268 sq ft

A third bedroom at condo pricing — sleeps a full family within the licensed occupancy, at dues that include water, building insurance, and roof.

Windsor Palms condo floor plan — 3 bedroom, 2 bath, 1,402 sq ft

Condo — 3 Bed Large

3 BR · 2 BA · 1,402 sq ft

The largest condo layout — an extra ~134 sq ft of living space over the standard 3-bed plan.

Windsor Palms townhome floor plan — 3 bedroom, 3 bath, 1,440 sq ft

Townhome — 3 Bed

3 BR · 3 BA · 1,440 sq ft

Three full baths, and many townhomes include a private plunge/splash pool — a listing-photo advantage no condo here can match.

Windsor Palms single-family home floor plan — 4 bedroom, 2 bath, 1,567 sq ft

Home — 4 Bed

4 BR · 2 BA · 1,567 sq ft

The entry single-family plan — a private-pool home footprint at the community's lower home price band.

Windsor Palms single-family home floor plan — 4 bedroom, 3 bath, 1,834 sq ft

Home — 4 Bed Large

4 BR · 3 BA · 1,834 sq ft

The bigger four-bedroom adds a third bath — a meaningful upgrade for two-family guest groups.

Windsor Palms single-family home floor plan — 5 bedroom, 2,255 sq ft

Home — 5 Bed

5 BR · 2,255 sq ft

Five bedrooms puts a Windsor Palms home into the larger-group segment that drives the corridor's strongest gross revenue.

Windsor Palms single-family home floor plan — 6 bedroom, 2,434 sq ft

Home — 6 Bed

6 BR · 2,434 sq ft

The largest plan in the community — six bedrooms, private pool, and the top of the resale range (a 6BR listed at $595K in mid-2026).

Floor plans courtesy of Team Donovan (tdflorida.com); original plans by the community's developer. Bath counts shown where sources agree — verify exact bed/bath configuration on any specific listing.

Rental Performance

What Windsor Palms rentals actually earn

Straight talk: nobody publishes Windsor Palms–specific performance data, and Kissimmee “market averages” blend 6-bedroom mansions with 2-bedroom condos — roughly 80% of the market's supply is 3+ bedrooms. These are labeled proxy ranges from ZIP-level and market-level data: expect a 2–3BR condo here to run below the blended figures and a 5–6BR pool home to run above them.

Average daily rate (proxy)
$200–$290 / night
Kissimmee-market averages across major data providers (2026 datasets: $201–$290 depending on vendor and market boundary; ZIP 34747 ≈ $237). Condos price below this band; large themed pool homes above it.
Occupancy (proxy)
45–56%
Kissimmee-market range across major providers (trailing-year 2026 data; ZIP 34747 ≈ 52%). One smaller-sample provider reports 69%. Well-priced, well-reviewed listings beat the middle of this range.
Revenue potential (proxy)
≈ $35K–$45K gross / yr blended
ZIP 34747 median annual revenue ≈ $45K; Kissimmee-wide averages ≈ $34–35K. Expect condos below the blended figure; PM/realtor claims for comparable 4–5BR pool homes nearby run $45K–$65K — treat those as an optimistic upper band, not audited data.

Sources: AirDNA and AirROI Kissimmee market data and a ZIP 34747 aggregation (2026), plus PM/realtor-reported comparables at adjacent resorts. Proxy estimates only — no Windsor Palms–specific dataset exists; results vary by product, condition, and management.

See real projections & historicals

Market averages only tell half the story. Our free community guide includes real numbers from self-managing owners and property managers who run units inside Windsor Palms.

Taxes & Licensing

The paperwork side, made simple

Windsor Palms sits in unincorporated Osceola County, inside the county's short-term rental overlay — renting short-term is fully legal with the right registrations. Our sister company handles all of this for owners.

Taxes on rental income (guest-paid)

  • Florida state sales tax 6%
  • Osceola County discretionary surtax 1.5%
  • Osceola County Tourist Development Tax 6%
  • Total lodging tax collected from guests 13.5%
Here's the part that trips owners up: Osceola County is not contracted with Airbnb or Vrbo, so the platforms do not remit the 6% TDT for you. Every owner must register with the Osceola Tax Collector and self-remit the TDT monthly on all bookings — the tax base includes cleaning and resort fees. Airbnb does remit the 7.5% state-and-surtax portion on its bookings; for Vrbo and direct bookings the owner files the state side (DR-15 to the FL Department of Revenue) too. We file these monthly for our owners.

Licenses & registrations to rent short-term

  • FL DBPR Vacation Rental License Required
  • FL Dept. of Revenue sales tax account Required
  • Osceola County TDT account Required
  • Osceola Local Business Tax Receipt Required
  • Separate county STR license None
Typical costs: DBPR vacation-rental license ≈ $230 first year (condo units license as “Condominium,” townhomes and homes as “Dwelling”); the state tax registrations are free; Osceola LBTR ≈ $30/yr, applied for together with the TDT account. Despite what several third-party guides claim, Osceola County has no separate county STR license — the county's official licensing page lists only zoning verification, the DBPR license, and the LBTR (verified August 2026). Vacation Home Help sets all of this up for owners — typically in under two weeks.
Know Before You Buy

The honest section

Every community has trade-offs. These are the ones buyers should price in — and sellers should be ready to talk about.

Nobody publishes the real dues — and you're paying two of them

Published fee figures conflict ($354–$367/mo per one source; $195–$489/mo per another) and neither is dated. Every owner pays a master association fee plus a sub-association fee (single-family, townhome, or condo). Get the current schedule and estoppels from both associations — (407) 390-0062 — before you write an offer, not after.

The associations enforce — aggressively

Public court records show the master association and HOA jointly foreclosing on a delinquent owner, with over $26K disbursed to the associations in 2026. Good news for the community's finances; a warning to budget dues as seriously as a mortgage payment.

Condo buildings face Florida's new reserve rules

The three-story, early-2000s condo buildings fall under Florida's post-2021 milestone-inspection and structural-reserve (SIRS) regime, and Orlando-area HOA fees have been rising sharply on insurance and reserve mandates. The condo sub-association's reserve status is not published — request the budget, reserve study, and any inspection reports during due diligence.

Homes here take a long time to sell

Average marketing time runs around 227 days, with roughly 40 active listings at once and sold prices averaging about 96% of list. For buyers, that's leverage. For sellers, pricing and presentation decide everything — which is exactly where real rental numbers and a featured listing earn their keep.

20-year-old product needs a renovation budget

Guest reviews praise the resort amenities but flag dated furnishings and maintenance in individual rentals. A 2003 interior can't compete with Windsor Island's 2022 product at the same nightly rate — plan a refresh budget into your purchase math, or price your rate expectations accordingly.

Rental rules that shape your listing

Three-night minimum stay (no one-nighters), no guest pets under the bylaws, occupancy capped at each home's licensed maximum, and no on-site rental program — you must arrange your own management and guest support. None of these are deal-breakers, but all four belong in your underwriting.

Compiled from public records, court filings, official county and state sources, and guest reviews. Always verify current association budgets and disclosures during your inspection period — we can help you request them.

Resort Map

Find your way around the community

One 24-hour staffed gate off US-192 serves the whole community. The clubhouse complex at 2300 Wyndham Palms Way anchors the resort — pool, spa, tiki bar, cinema, Sundry Shop, and the sport courts all sit together — with condo buildings, townhomes, and single-family streets arranged around it.

Windsor Palms Resort community map showing the gated entrance, clubhouse, pool area, and residential streets

Community map courtesy of Team Donovan (tdflorida.com).

Community FAQ

Questions owners and guests actually ask

What is the minimum stay at Windsor Palms?
Short-term rentals are allowed with a minimum stay of 3 nights — not nightly hotel-style stays — and long-term leases of 6+ months are also permitted, per the community's published rental rules. Confirm the current minimum against the recorded covenants for your specific sub-association before you set your booking rules.
Can I rent my property short-term? Is there an on-site rental program?
Yes — all property types at Windsor Palms (condos, townhomes, and pool homes) are approved for short-term rental under Osceola County zoning. And no, there is no on-site rental office or front desk: every rental here is run by the owner or an outside manager, with self or lockbox check-in. Guests get through the 24-hour staffed gate using the arrival instructions you provide.
Is the pool heated?
The resort pool is an Olympic-size saltwater pool, open 8 AM–10 PM alongside the spa and children's splash pad. Third-party sources describe it as heated, but the official resort site doesn't state it — verify with the association before promising a heated pool in a listing. Pool towels are available at the Sundry Shop with a refundable deposit.
What do the HOA dues include?
The master association fee covers 24-hour gate security, clubhouse amenities, general landscaping and maintenance, cable TV, management, and reserves. Sub-association fees add product-specific items: condo fees include water, building insurance, roof, and exterior painting; townhome fees include roof and painting; single-family fees include lot landscaping and pest control. Published dollar figures conflict, so verify the current fee schedule with the association at (407) 390-0062.
Are pets allowed?
Guest and renter pets are not permitted under the community bylaws (with only narrow exceptions for owners). Don't market a Windsor Palms rental as pet-friendly — and if pet policy matters to your ownership plans, confirm the current rules with the association before buying.
Is there food and drink on site?
Yes. The Oasis Tiki Bar & Grill serves food and drinks 11 AM–10 PM with online ordering for pickup, and holds an active state food-service license through April 2027. The Sundry Shop covers essentials, souvenirs, and ice cream from 8 AM–10 PM, and the clubhouse has Wi-Fi and an on-site ATM.
How does trash work?
Per the community FAQ, garbage is collected daily from the can bench located beside each front door — no curbside cans or pickup days for guests to track. That's a genuine convenience on turnover days, though you should verify the current schedule with the HOA at (407) 390-0062.
Is Windsor Palms gated? How do guests get in?
Yes — a 24-hour staffed, guarded gate (not just a card reader) controls the single entrance off US-192. Owners register with the HOA and purchase gate access cards with proof of ownership; short-term guests are admitted per the arrival instructions you or your manager provide.
How far is Disney?
About 2.5 miles to the Walt Disney World gates — among the closest gated short-term-rental communities to Disney (some sources measure roughly 3.5 miles to the parks themselves). The resort sits off US-192 near the I-4 Exit 64 area, with golf, shopping, and the restaurant corridor minutes away. A theme-park shuttle is available for a fee.
How many guests can a home sleep?
Occupancy is capped at each home's licensed maximum and cannot be increased, and all units are non-smoking indoors. Verify the licensed occupancy for any specific unit before advertising a guest count.
Why do some documents say Wyndham Palms?
The community was built as Wyndham Palms by Pulte Homes in the early 2000s and later became known as Windsor Palms — but the legal entities, including the Wyndham Palms Master Community Association, Inc., still use the original name. Same community; don't let the paperwork confuse you at closing.
Do owners pay one HOA fee or two?
Two. Every owner pays the master association fee plus a product-specific sub-association fee — single-family, townhome, or condo association. Budget both lines, and request estoppels and budgets from both associations during your inspection period.

Buying, not selling?

The Windsor Palms numbers, side by side

This guide covers what Windsor Palms is — the amenities, the floor plans, what it is like inside the gates. If what you need is whether the purchase works, John keeps a buyer’s breakdown on his agent site: HOA and CDD with their sources, the leasing rule, what to verify before you offer, and the calculator preloaded with this community’s figures.

See the Windsor Palms buyer’s breakdown →

johnandrewhomes.com · Johnathon Candelario, Preferred SHORE

Thinking about Windsor Palms?

Whether you're buying your first vacation rental or deciding if it's time to sell, talk to a team that operates short-term rentals across this corridor every week.

For additional information regarding purchasing a property at Windsor Palms Resort, contact John at 407-750-2434 or contact us here.

If you own at Windsor Palms Resort and are considering selling or have questions about the sales process, contact us here to find out how your property would benefit as a featured listing.